Seasoned
tradelines.
Real banks. Posted on schedule.
An authorized-user tradeline can add a seasoned account’s history and limit to your credit report. Pick a real bank line, pay securely online, and it is scheduled to post on the date shown. If your tradeline hasn’t posted to your credit report within 45 days, you get a full refund. Results vary; no score or approval is guaranteed.
Your limit. Your history.
Borrowed from the best.
A seasoned card from a major bank, with years of clean history and a high limit, added to your file as an authorized user. You get no card and cannot spend. You get the history.
Available lines.
Pick a line. Watch it post.
Orders close 7 days before the posting date so the cardholder can add you in time.
Choose your tradelines
It posts. It reports.
It never calls.
Pick the line, check out, add the authorized user details on a secure form. No sales call, no booking, no waiting on a rep.
Shop tradelinesReal lines.
Honest timing.
Every card on the shelf shows its bank, limit, age, post date and order-by date before you pay. Deadlines are enforced by the system, not a sales rep.
Real bank lines
Seasoned revolving accounts from major issuers. Text wordmarks only, no stock art, no made-up cards.
Posts on the date shown
Each line carries its post date and order-by date. Order before the deadline so the cardholder can add you in time.
Secure AU form
Nothing sensitive is asked for in the store. After payment, an encrypted form collects only what the provider needs to add the authorized user.
Refund policy
The refund terms are shown in full on this page.
Pick a line.
Watch it post.
What is a tradeline?
Any account on a credit report is a tradeline. Here it means a seasoned credit card with years of clean history and a high limit. The cardholder adds you as an authorized user, and that account’s history can appear on your report. You get no card and cannot spend — you get the history.
What can it change?
- Utilization — a high limit with a low balance can lower your balances-to-limits ratio, if the account reports on your file.
- Age — an account opened years ago can raise your average account age and may become your oldest account.
- Profile depth — a thin file can show a long-running revolving account from a major bank.
Does adding more than one help more?
It depends on your file. Lines can do different jobs: an aged line adds age, a high-limit line adds available credit. Stacking similar young lines adds little, and no number of lines guarantees a score or an approval. Every line changes your total limit and average age — what a scoring model does with that is up to the model.
Checkout, then the secure form
Pay by card, then add the authorized user details (name, date of birth, SSN, address) on an encrypted form. They are used once for the submission, then removed. The cardholder adds the authorized user before the post date.
What clients
have seen.
Individual results. Every file is different; results are not a promise of yours.